Why would I consider joining with my hospitality company?

We have designed a program specific to the needs of the hospitality industry. In most cases we will reduce cost, improve benefits, eliminate administrative burdens, simplify billing, and bring program compliance to help improve your business results. 

​

How can you help me save money and improve benefits if we are already with Blue Cross Blue Shield?
We are experts in the hospitality industry and have designed a turnkey solution for companies like yours. We do however understand the impact to cost and benefits is usually in the details of the varying classes and income levels of employees within your company. 

​

What Benefits do you supply in this program?

Medical, Rx, Dental, Vision, Life, Disability, GAP (Deductive) Insurance.

​

What services do you provide within the program? 

In addition to insurance, our program includes: customized branded communications, full service administration connected to all vendors, simplified consolidated billing and payments, legal compliance and member level support. 

​

Can employees contribution be made pre-taxed?
If your company has a section 125 (premium only plan) in place you may be able to make your employee contribution on a pre-tax basis.

 

What is the minimum number of enrollees per company?
One (1) employees is all that is needed for participation however, sole proprietors are not allowed to participate. 

​

Can employees contribution be made pre-taxed?
If your company has a section 125 (premium only plan) in place you may be able to make your employee contribution on a pre-tax basis.

  

How many plans can I offer my employees?
Your company can decide to offer as many of the benefit plans to meet your needs.

​

Can my company set their own contributions?

Your company can establish their own contributions, within guidelines of government regulations.

  

When do deductibles start over?
Deductibles reset every calendar year. So each January 1 each year, your deductible starts over.

 

Are there exclusions for pre-existing conditions?
There are no pre-existing condition exclusions.

​

How do my employees enroll or make ongoing changes into their plans?

Your employees will be able to enroll online or via call center or we can help map current benefit elections.

 

How will my company be billed?

Your company will be sent one consolidated bill for all plans 

​

How can a group leave the plan?
You can terminate your contract with the plan with a written notice 90 days in advance of the plan renewal.

​

How will members have access to information about their plans?

We create a custom website with detailed information and provider access. 

​